HSWS Global Multidisciplinary Journal (Online) ISSN No: 3107-6823 Volume II, Issue III(July 2026) Articles1. Understanding the drivers of Fin Tech Adoption among Gen Z through digital trust, financial self-efficacy and perceived risk Shinde-Deshmukh, Sujata 1-10 Download Editor-in-chief Prof. Dr. Sangeeta Dhamdhere, IndiaFounder President, Hridhayam Social Welfare Society, IndiaProfessor and Librarian, PES Modern College of Arts, Science and Commerce (Autonomous), Ganeshkhind, Pune-411006, MH, India Editor Prof. Gururaj Dangare, Head, Pratibha Institute of Business Management, India Editorial Board Members Commander Prof. Sulakshan Sharma (R), Psychologist, Trainer, Author and Poet, IndiaDr. Hdr Frederic Anres, Associate Professor, National Institute of Informatics & IEEE Certified Authorised Lead Assessor, Tokyo, JapanProf. Dr. Egbert De Smet, Professor, Antwerp University, BelgiumDr. Sushma Pawar, Scientist, Oxford Biomedica, United KingdomDr. Hdr Florent Pasquier, Professor, Sorbonne Université Lettres ; laboratoire Costech (UTC), Paris, FranceMr. Deepak Mane, TCS, SwitzerlandMichael Opeoluwa Fagbohun, President DAS, British Columbia, CanadaDr. Bahiru Shifaw Yimer, Lecturer, Adama Science and Technology University, EthiopiaProf. Dr. Sadhana Natu, Professor, PES Modern College of Arts, Science and Commerce, Pune, IndiaProf. Dr. Sharayu Bhakare, Professor, Symbiosis College of Arts & Commerce, Pune, India Prof. Dr. Vaishali Patil, Senior Associate Dean- Research and Publications, Prin. L..N. Welingkar Institute of Management Development and Research, IndiaProf. Dr. Padmapriya Irabatti, Professor, Symbiosis Centre for Distance Learning, Pune, IndiaDr. Wasudeo Deulkar, Associate Professor, D.Y. Patil College of Engineering, IndiaDr. Ananya Rahul Bibave, Principal, PES Modern Law College, IndiaDr. Mukula Sripad Joshi, Asst. Professor, PES Modern College of Arts, Science and Commerce, Pune, IndiaDr. Deepali Bhutala, Associate Professor, S.P. College, IndiaDr. Deepali Meher, Asst. Professor, PES Modern College of Arts, Science and Commerce, Pune, IndiaDr. Sunita Saware-Mane, Librarian, PES Modern Law College, Pune, India Mr. Dyaneshwar Waghmode, Asst. Professor, SSWCOE, Solapur, IndiaMrs. Shilpakala Jagtap, Asst. Professor, Smt. Kashibai Navale College of Engineering, Pune, India Get in Touch Email: hswsiij@gmail.com
